Image 1 of 1
1. Claim Lifecycle Monitoring & Reporting Service
What it is: Continuous tracking and documentation of claim status, deadlines, and payment activity using a secure online dashboard.
Why it’s valuable: Carriers and employers often lose control of claims due to poor tracking. Offering a monitoring subscription ($1,000–$1,500/mo) creates steady recurring revenue.
Deliverable: Monthly report summarizing open claims, key dates, and performance metrics.
2. Carrier Communication & Dispute Management
What it is: You serve as the communication liaison between clients and insurers — drafting letters, appeal summaries, and formal responses.
Why it’s valuable: Many clients don’t have the technical language or confidence to communicate effectively with carriers.
Pricing: Flat per-letter ($350–$500) or bundled in higher-tier packages.
3. Employer Compliance Audits (Workers’ Comp + OSHA Documentation)
What it is: Review an employer’s internal claim files, OSHA logs, safety reporting, and HR documentation for compliance gaps.
Why it’s valuable: Businesses frequently fail DOL or insurance audits due to poor recordkeeping.
Deliverable: Compliance checklist + corrective action plan.
Pricing: $2,000–$3,500 depending on employee count.
4. Insurance Fraud Prevention & Staff Training
What it is: Live or virtual workshops that teach HR, supervisors, and claim coordinators how to spot and document red flags.
Why it’s valuable: You position yourself as both consultant and educator, opening opportunities for state contracts or employer subscriptions.
Pricing: $1,500–$2,500 per training event (onsite or webinar).
5. Claim File Reconstruction Service
What it is: Rebuilding incomplete claim files for clients switching carriers, changing TPAs, or facing legal review.
Why it’s valuable: Missing documentation is a leading cause of denied claims. You can standardize this as a data integrity service.
Pricing: $200/hour or flat $1,200–$1,800 per file.
6. Risk & Claim Data Analytics Package
What it is: Analyze historical claim trends, costs, and adjuster performance to identify patterns of overpayment, fraud, or inefficiency.
Why it’s valuable: This adds a “big-picture” dimension to your services, ideal for premium clients or municipalities.
Deliverable: Quarterly analytics dashboard + trend report.
Pricing: $4,000–$6,000 per annual program.
7. Vendor & Contractor Claim Vetting
What it is: Review contractor or vendor invoices tied to insured losses to verify accuracy, compliance, and scope.
Why it’s valuable: Adds an auditing layer that protects clients from inflated repair or restoration costs.
Pricing: 2–5% of total claim amount, or hourly consulting at $275/hr.
8. Public Entity / Municipality Risk Program
What it is: Dedicated service for cities, schools, or agencies — reviewing liability, workers’ comp, and property programs.
Why it’s valuable: Public sector contracts are lucrative, consistent, and reputation-building.
Pricing: Annual contracts $10,000–$25,000 depending on scope.
9. Insurance Education & Resource Products
What it is: Digital products like e-books, downloadable templates, and webinars for small business owners.
Why it’s valuable: Passive income + brand credibility.
Examples:
“Understanding Your Workers’ Comp Policy”
“Checklist: How to File a Fair Claim”
“Template: Claim Communication Log”
10. Policy & Contract Interpretation Service
What it is: Review construction, vendor, or subcontractor agreements for risk exposure and indemnification language.
Why it’s valuable: Businesses often sign contracts without understanding how liability shifts.
Pricing: $750–$1,500 per contract review.